Guaranteed Standard Issue

 

A strong benefits program helps attract and retain quality employees.

Insurance coverage is a valuable part of an employee benefits program. We can help employers offer life insurance and disability insurance coverage through a Guaranteed Standard Issue (GSI) program.

Guaranteed Standard Issue is not a product, but a streamlined underwriting program designed for providing quality insurance to an eligible group of emmployees on a simplified basis. What does this mean for a group that qualifies?

• There is no detailed medical underwriting
• There is no financial documentation required, other than an employer census
• Each eligible employee must answer gatekeeper question(s), and it is possible someone could be denied coverage based on the answers to these questions
• Applicants who meet the conditions for eligibility will be issued a policy at standard discounted rates, with no medical exclusions

Learn more about GSI Life Insurance and GSI Disability Income Insurance below.